1. Acceptance of Terms
By accessing or using myw2exit ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
myw2exit is a financial runway calculator designed to help independent contractors, entrepreneurs, and individuals planning career transitions estimate their financial runway. The Service provides:
- Monthly burn rate calculations
- Runway projections based on available capital
- Coast FIRE feasibility assessments
- Stress test scenarios
3. No Financial Advice
The calculations, projections, and information provided by myw2exit are for educational and informational purposes only. We are not licensed financial advisors, tax professionals, or legal counsel. The Service:
- Does not constitute personalized financial advice
- Should not be relied upon as the sole basis for financial decisions
- Uses simplified assumptions that may not reflect your actual situation
- Cannot guarantee accuracy of projections
4. User Responsibilities
You are responsible for:
- Providing accurate information when using the Service
- Verifying calculations independently before making decisions
- Consulting qualified professionals for financial, tax, and legal advice
- Maintaining the security of your account credentials
- Complying with all applicable laws and regulations
5. Accuracy and Limitations
While we strive for accuracy, the Service has inherent limitations:
- Tax calculations use simplified estimates (e.g., 15.3% self-employment tax)
- Future projections assume static conditions that may change
- Market conditions, tax laws, and personal circumstances vary
- The Service does not account for all possible financial scenarios
6. Intellectual Property
All content, features, and functionality of the Service are owned by myw2exit and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, MYW2EXIT AND ITS OWNERS, OPERATORS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your use or inability to use the Service
- Any decisions made based on information provided by the Service
- Unauthorized access to your data
- Errors or inaccuracies in calculations or projections
8. Indemnification
You agree to indemnify and hold harmless myw2exit, its owners, operators, and affiliates from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.
9. Modifications to Service
We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We may also update these Terms of Service periodically. Continued use of the Service after changes constitutes acceptance of the modified terms.
10. Termination
We may terminate or suspend your access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
12. Contact Information
For questions about these Terms of Service, please contact us at:
Email: [email protected]